Protection and Assurance

Protection policies can be beneficial in providing financial security for you, your family and your business if you suffer an illness or injury, and in the event of your death.

Life Assurance

Life assurance plans pay out a guaranteed sum, if you die during the term of the plan.

They are often taken out to help with the financial impact of early death, to perhaps repay an outstanding mortgage loan or for the protection of loved ones. Life assurance plans can be a very cost-effective way to protect your family, with the annual cost (called premiums) usually competitive.

Find out more about Life Assurance and how it can benefit you by downloading our free Life Assurance fact sheet.

Critical Illness

Critical illness plans are designed to pay out an agreed amount if, during the term of the plan, you suffer from a critical illness listed in the policy document. Unlike life assurance plans, the person covered by the plan does not have to die for the plan to pay out the agreed amount, they just need to be diagnosed with a listed condition.

Find out more information about Critical Illness cover by downloading our free Critical Illness fact sheet.

Income Protection

Income Protection plans are designed to pay out if you are unable to work due to an illness or an injury. It usually pays out until you retire, pass away or when you return to work. It can be particularly useful if you would be unable to survive on savings or sick pay if something were to prevent you from working.

Find out more about Income Protection and how it can benefit you, by downloading our free Income Protection fact sheet today.

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