Are Pensions Rubbish?

There are some popular misconceptions about personal pensions that lead to comments like “pensions are rubbish” and I’d like to deal with them, so savers understand what a personal pension is. The top two misconceptions about pensions is that “they’re rubbish” because they don’t grow fast enough and “if I die, the company keeps my money”. So let’s look at the first. …

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Do You Really Need A SIPP?

What is a SIPP? A SIPP is a self-invested personal pension scheme and they have become more popular over recent years. Simply, they allow for a wider investment choice, to be held within your pension pot, than that which is offered by standard personal pensions. Most personal pensions allow investment in different areas, like property, shares and bonds etc. However …