Have you ever wondered if you actually need a financial adviser and if there are any benefits to using one? It is certainly possible that you can manage your own financial affairs without any assistance from a financial adviser. However, you may need to use a financial adviser if you are looking to do any of the following:
- Make investments
- Buy a financial product
- Have some form of insurance for yourself and/or your loved ones
- Plan ahead for the longer term and/or retirement
What are the benefits of using an adviser?
There are four key benefits to using a professional adviser for your financial decisions. These are:
Making the right choices
A good financial adviser will carry out an in depth fact find, getting to know more about you, your family, and your financial circumstances. Consequently, this will enable them to help you to make the right choices for yourself and for your family. Furthermore, they will tell you the right type of product for you, helping you to reach your financial goals.
Plan for the lifestyle you want both before and after retirement
Pensions can be a bit of a minefield, with several options available on how to take your cash in retirement. Your financial adviser will help you to decide the best method for you, with regards to saving in a pension, and for taking an income in retirement.
Get help with saving for the future, maximising your income and protecting your loved ones
Your financial adviser will advise you on maximising your income and saving for the future. This could be when saving for retirement, your children’s university fees or even buying a home. Additionally, they can advise you on protecting yourself and your family with the right protection products for you. This can include whole of life protection, critical illness cover, or income protection.
Receive expert, unbiased advice from someone who will always act in your best interests
One of the great things about using a financial adviser, is that they will do what is right for you. Their use of in depth fact finds, and analysis of your attitude to risk will enable them to provide expert advice that is tailored to meet your requirements.
What to do now?
Whether you are thinking of making an investment of some kind, saving and preparing for retirement, or looking into protection for your family, you should seek expert advice from a professional financial adviser. Contact the team today on 01604-767493 or simply complete the form below and we will be in touch!